Registration for Newsletters
BILL ME RIGHT collects personally identifiable information from you if you register online for one of BILL ME RIGHT’s newsletters and when you enter BILL ME RIGHT’s sweepstakes. When you register online with BILL ME RIGHT, BILL ME RIGHT may ask for personally identifiable information like your name, e-mail address, birth date, gender, ZIP code and other demographic information.
Use of BILL ME RIGHT Site or BILL ME RIGHT Services
If you send BILL ME RIGHT personal correspondence, such as emails or letters, or if other users or third parties send BILL ME RIGHT correspondence about your activities or postings on BILL ME RIGHT, BILL ME RIGHT may choose to collect such information into a file specific to you.
BILL ME RIGHT may receive your personally identifiable information from one of BILL ME RIGHT’s business partners.
Use of Personally Identifiable Information
BILL ME RIGHT may use your personally identifiable information as follows:
—to improve BILL ME RIGHT’s marketing and promotional efforts, analyze site usage, improve BILL ME RIGHT’s content and product offerings, and customize BILL ME RIGHT’s content, layout, and services;
—to contact you and deliver information to you that, in some cases, is targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of BILL ME RIGHT;—to fulfill your requests for certain products and services;
—for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity, to enforce BILL ME RIGHT’s Terms and Conditions, for other internal purposes, and as otherwise described to you at the time of collection;
Disclosure of Personally Identifiable Information
Unless you provide your affirmative consent, BILL ME RIGHT does not sell your personally identifiable information. The following is a non-exhaustive description of the ways that your personally identifiable information may be disclosed in the normal scope of BILL ME RIGHT’s business:
BILL ME RIGHT may aggregate personally identifiable information and disclose such information in a non-personally identifiable manner to advertisers and other third parties for their marketing and promotional purposes. For example, BILL ME RIGHT may aggregate personally identifiable information and disclose it to network advertisers in a non-personally identifiable manner as set forth in the section entitled “Network Advertising”, set forth below. BILL ME RIGHT does not disclose your information in a personally identifiable manner to such third party advertisers without your consent. For example, only if you provide your affirmative consent by opting in on our Site will you receive offers that, based on your personally identifiable information, may be of interest to you from lead generation companies.
There are a number of separate services offered by third parties, including, without limitation, BILL ME RIGHT’s affiliates, that BILL ME RIGHT refers to as external service providers that may be complementary to your use of BILL ME RIGHT (e.g. realtors, mortgage brokers, lenders, financial institutions, credit card issuers, information aggregators). If you choose to use these separate services, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. With your consent, BILL ME RIGHT may provide some of your personal information to the external service provider offering such services, for your convenience. To prevent BILL ME RIGHT’s disclosure of your personally identifiable information to an external service provider, you can decline such consent or simply not use their services. You should evaluate the practices of external services providers before deciding to use their services.
Internal Service Providers
Notwithstanding the foregoing, BILL ME RIGHT reserves the right (and you authorize BILL ME RIGHT) to share or disclose your personally identifiable information when BILL ME RIGHT determines, in its sole discretion, that the disclosure of your personally identifiable information is necessary to identify, contact, or bring legal action against you if:
—you are interfering with another’s rights or property, including, without limitation, BILL ME RIGHT’s rights or property;
—you are violating any applicable law, rule or regulation;
—necessary or required by any applicable law, rule or regulation; and/or
—requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency.
BILL ME RIGHT may use third-party advertising companies for marketing, advertising and promotional purposes, as well as to serve advertisements to you. Using third-party advertising companies helps us and third-party advertisers better determine which advertisements or content to serve to you. For example, the third-party advertisers may use information regarding your visits to BILL ME RIGHT and other Web sites in order to provide advertisements about goods and services that third party advertisers believe will be of interest to you.
The types of information that may be collected by third-party advertising companies include, but are not limited to the following:
—the type of Internet browser you use;
—the type of computer operating system you use;
—the domain name of a website you visit, as well as information related to websites and web pages you are viewing when an advertisement is requested;
—whether or not you visit specific pages of BILL ME RIGHT or other websites;
—the location of your Internet service provider’s point of presence;
—the date and time of a visit to a website;
—search keywords passed from another server;
—the number of times you have clicked on an advertisement; and
—other interactions between you and a website.
Opt- Out and Changes to Personally Identifiable Information and Use Preferences
You may at any time request a copy of BILL ME RIGHT’s record of your personally identifiable information, change your personally identifiable information or use preferences, or opt-out of BILL ME RIGHT’s use of your personally identifiable information by contacting BILL ME RIGHT at info@BILLMERIGHT.com.
Newsletters and CAN-SPAM Compliance
BILL ME RIGHT sends only verified, opt-in e-mail newsletters, specifically requested by BILL ME RIGHT subscribers. Subscriptions to BILL ME RIGHT newsletters are verified by sending an e-mail confirmation to your e-mail address, which requires a positive response before an e-mail address is added to BILL ME RIGHT’s list. BILL ME RIGHT is fully compliant with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003.
“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your web browser on your computer’s hard drive. BILL ME RIGHT, its external service providers, internal service providers, and third-party advertising companies, may set and access cookies on your computer to track and store preferential information about you. BILL ME RIGHT, and its external service providers, internal service providers, and third-party advertising companies gather anonymous information about you through cookie technology on an aggregate level only. For example, a third-party advertising company may assign a cookie (and a web beacon, described below) to you, to limit the amount of times you see a particular advertisement or to help better determine which advertisements to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer.
“Web beacons,” also called single-pixels (1×1) or clear GIFs, are electronic images that allow a website to access cookies and help track marketing campaigns and general usage patterns of visitors to those websites. Web beacons can recognize certain types of information, such as cookie numbers, time and date of a page view, and a description of the page where the web beacon is placed. No personally identifiable information about you is shared with third parties through the use of web beacons.
Internal use of web beacons
BILL ME RIGHT may use Web beacons internally to count users and recognize users through cookies. Access to cookies helps BILL ME RIGHT personalize your experience when you visit BILL ME RIGHT.
BILL ME RIGHT may include web beacons in HTML-formatted email messages that BILL ME RIGHT or its affiliates or agents send. Including web beacons in email messages helps BILL ME RIGHT determine your interest in and the effectiveness of such emails.
External use of web beacons
BILL ME RIGHT may also use web beacons externally. For example, BILL ME RIGHT may report aggregate information about BILL ME RIGHT users, such as demographic and usage information, to its partners and other third parties. BILL ME RIGHT may also include other company’s web beacons within BILL ME RIGHT’s Site.
Personally identifiable information you submit to BILL ME RIGHT is password-protected for your privacy and security. In certain areas BILL ME RIGHT uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises BILL ME RIGHT security measures, BILL ME RIGHT will not be responsible for any damages directly or indirectly caused by an unauthorized third party’s ability to view, use or disseminate such information.
Links to Other Web sites
Access and Use of BILL ME RIGHT
BILL ME RIGHT is intended to be accessed and used only by adults and is not directed to children under the age of 18. BILL ME RIGHT does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.
Questions or Concerns
You agree that:
(i) BILL ME RIGHT shall be deemed solely based in the State of Florida; and
THEREFORE, YOU DO NOT HAVE THE OPPORTUNITY TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS AND YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. BY USING BILL ME RIGHT YOU CONSENT TO THESE RESTRICTIONS.
You and BILL ME RIGHT shall select the arbitrator, and if you and BILL ME RIGHT are unable to reach agreement on selection of the arbitrator within thirty (30) days after the notice of arbitration is served, then the American Arbitration Association shall select the arbitrator. Arbitration shall not commence until the party requesting it has deposited One Thousand Dollars ($1,000.00) with the arbitrator for the arbitrator’s fees and costs. The party requesting arbitration shall advance such sums as are required from time to time by the arbitrator to pay the arbitrator’s fees and costs until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs.
Judgment upon any award rendered by the arbitrator shall be final, binding and conclusive upon you and BILL ME RIGHT and your and BILL ME RIGHT’s respective administrators, executors, legal representatives, successors and assigns, and may be entered in any court of competent jurisdiction.
Notwithstanding the previous sentence, in no event shall either you or BILL ME RIGHT be entitled to punitive, special, indirect or consequential damages and both you and BILL ME RIGHT hereby waive your and BILL ME RIGHT’s respective rights to any punitive, special, indirect or consequential damages, including, but not limited to, damages for any loss of profit, revenue or business.
Should a dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and BILL ME RIGHT, jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Cerro Gordo County, Iowa.
YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY
YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE; AND
YOU MUST FILE ANY CLAIM WITHIN ONE (1) YEAR AFTER SUCH CLAIM AROSE OR IT IS FOREVER BARRED.